Are You A Candidate For A Citimortgage Loan Modification?

Citimortgage, a servicer for Citibank is one of six Banks recently approved by Home Affordable Loan Modification Program. Citimortgage can now "aggressively" go after homeowners to process loan modifications. The new program being administered by the federal government now takes a new turn to increase the success rate for homeowners through the Obama Administration. Your chances of being granted the request of a Citimortgage Loan Modification are now much greater today. You can learn what steps to take with Citimortgage to get approved.

With stories of homeowners each day being denied you can now look to get some resolution through the Home Affordable Loan Modification Program, which finally brings to the home owner a legitimate chance to get mortgage payment relief. So, if you are Struggling Financially, or in Foreclosure, even behind on your payments you may qualify for a Citimortgage Loan Modification and get help. The Treasury Department has finalized approval for 6 lenders on the Home Affordable loan modification program. Other banks that have been approved include Saxon Mortgage, Wells Fargo (Wachovia), Chase (J.P. Morgan-EMC, & Washington Mutual.
It is predicted that many more banks will be soon approved. Ocwen Financial Group is the next lender on the list to soon be approved. The Home Affordable Loan Modification Program is offering $9 Billion in incentives to both homeowners and banks, so there is something in it for both parties.

Before you start to call your lender their are some very important steps you will need to take to make sure you qualify and ensure your chances of success.

Citimortgage and Citibank are bound by the agreements they signed that mandate they offer the federal plan to every homeowner who requests consideration. So even if you have already applied or been turned down, you may now ask to be reviewed for this federally subsidized program. If you answer yes to these questions, you could qualify to get assistance.

1. Do you live in your home as your primary residence?
2. Did you get your loan before January 1, 2009?
3. Do you owe less than $729,750 on your mortgage?
4. Does your current monthly payment exceed 31% of your gross monthly income? (including taxes, insurance and homeowners dues)

Not every homeowner will qualify but you can dramatically improve your chances buy taking the time to get the 60 Minutes Loan Modification Do It Yourself program that will educate you about the process to get your Citimortgage loan modification approved by someone who has already had success. The 60 Minute Loan Modification is a proven system. Download Today!

1. Do you know how to complete your Citimortgage loan modification application correctly?
2. Do you understand how to meet the debt ratio of 31%?
3. Do you know how to prepare your financial statements the right way?
4. Does your hardship letter tell your story in a moving way?

If you are needing to get more of your questions answered click here! to listen in to a live teleconference call on those who have already had success and share their secrets to getting your loan modification request granted!